Conventional Home Loans

LendBee conventional loans come in a variety of options and with excellent advantages for qualified borrowers.

While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.

Low Down Payment? Here are a few conventional low down payment options:

Fannie Mae HomeReady®

HomeReady is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers offering up to 97% financing.

Freddie Mac HomePossible and Home Possible Advantage

  • Designed for low-to-moderate income homebuyers and/or individuals purchasing or refinancing properties in target areas.
  • Maximum financing (LTV/CLTV) and minimum credit score requirements are determined based on the loan product type
  • Private Mortgage Insurance (PMI) is required on conventional loans with an LTV > 80%.

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